Monthly Archives: October 2015

Business Models

On the other hand, the model of software products also has its disadvantages: * significant investment to carry out the initial development, because until there is no product, there is nothing to sell and start having revenues, this investment is given not only time but also in silver * much risk because until you actually do not start to be successful, which could carry no less than a year, there is no certainty that it can recover investment and start being profitable, and when I certainly think I’m wrong, what happens is that there is less uncertainty, less risk, is clear that it would be silly to think that there are so many companies dedicated to custom development, has not an important advantage for these, the big advantage is that in the short term are profitable, say they are profitable almost from day zero, do not require a large investment with long-term risk, but the growth starts to get complicated by the structure is formed, which must be maintained at the same time remain competitive, then the day to day business starts to distance himself more and more the ideal that one had when he started, getting to the point where it is not entirely pleasant. In the product development model that is sold to customers are not man-hours to develop their ideas, which is sold to the customer is the idea embodied in a product, it has a high added value is just to have a high return and not depend on the value of man-hour to compete or be profitable, that we also leads to a business model where you can look a lot more people who participate in it and form a working group very interesting, highly capable and high-quality, I would say that is a circle “happy” to start clear that this circle have to work hard. A reflection on changes in the pattern: * an established business model was only his development as is a company that when you want to change that model will find that you can not, by the structure formed and the need to keep , a change of model is very complicated, * a company based on a model of product development, which eventually after a while investment needs of self-financing, and development performed by some scheme to measure, is a company can come and go quickly from this model temporary, if you have clear objectives, a temporary change of model is simple; conclude by an analogy that was very important in this decision: * custom development is well under the hand with the idea of an exporter of raw materials, in our case very good raw material, * the development of products, as a model country where raw materials are used to export products with high added value, it is clear that these countries buy raw materials to the former, these in turn would buy the finished products, and is more than clear who ends up losing with this. . . 1 +1 = 10. And I say: “the truth that if a company I do, I think of a model country instead of exporting wool sweaters do.” This is just a brief summary of what today is my vision of why we decided to carry forward this business model, I hope they have been interesting and I can contribute their comments to evolve these ideas.

Asset Management

Holiday Property brings a host of not only several hundred dollars a month, but additional concern: how would the tenants have not spoiled furniture not moved out without paying long-distance calls, time to pay the rent, etc. The essence of rental apartments through asset management lies in the fact that the man who wants to hand over his apartment, puts the care of the lease on the agency. In the usual hiring apartments agency acts as an intermediary, whose duties include a search for the employer. When fiduciary duties of the agency wider range of services depends on the desires of the owner. The firm not only deals with finding a tenant, develops and concludes contract with him, but charges a monthly fee for accommodation, transfers it to the owner of the apartment, takes on the observance of the procedure in the apartment, the timely payment of utility bills, long distance phone calls. On request the landlord can make repairs in an apartment, buy on credit furniture, household appliances at its own expense, subject to further settlement spent on this amount from the rent. Services Agency in this case would cost the owner apartments more expensive than in simple mediation.

Size of agency commission – 10 – 20% of the rent each month. Not all apartments makes sense to trust. Cheap accommodation advantageous to take the usual way. On the other hand, dveritelnoe management and leasing expensive elite apartments in Moscow is not so preferable for realtors as well as increased responsibility for them. Best be conveyed in trust with the apartment rental.

Property Prices

Economist from the University of Barcelona Gontsalo Bernardos (Gonzalo Bernardos) believes that this year the number of property sales in Spain will be higher than in the past (2008) year. In his view, the real estate market starts to recover already this year, despite official predictions, to which he is skeptical. As proof, Bernardos cites a number of reasons, which can help to restore the property market in Spain: 1. Lowering interest Mortgage 2. Prices of some objects, taking into account discounts, approached the level of 2003, 3. There is a return to investors; 4. Buyers deferring purchases and tenants are returning to the market to purchase real estate in property. Despite the fact that official statistics show that housing prices in Spain in 2008 decreased by 29%, Mr.

Bernardos gives a figure of 20%. Moreover, he said that in the first quarter of this year sales have grown by 25-30% in comparison with the same period in 2008. The main reason for the increase in demand professor sees a drop in interest rates by 40 percent – from 6.25% in September 2008 to 3.25% currently. Another positive factor has been named the growth of launching new projects related to real estate in Spain. The number of such projects increased in the last quarter of 2008 by 7% the previous quarter. Summing up, Bernardos warned that despite the positive news and forecasts, a jump in real estate prices in Spain in the next two years is expected.

Increased sales will grow in 2009 and reached normal levels by the end of next year, when the market will form the new prices and falling house prices in the whole of Spain will cease. We also recall that in early March this year, we wrote about the fact that in Spain have begun merger talks large regional savings banks. The purpose of these associations (with support from the authorities of Spain) was to create a stable financial institution with high purchasing power and stability to the financial storms. Thanks koservativnoy investment policies and strict regulation, most of the Spanish banks to survive the first eighteen months of global financial crisis without major failures and government intervention.